Buy Bitcoin in the United States

All links are external & open in a new tab, except for "Read Review" buttons. Before jumping into this page, an important disclosure.

The US is home to most of the world's largest Bitcoin companies, so it's no surprise that it's easy to buy bitcoins in the United States using nearly any payment method: cash, credit card, or bank transfer.

CoinbaseCoinbase Buy Bitcoin Read Review

Coinbase is probably the fastest and easiest way to buy bitcoins in the USA.

If you need bitcoins fast, then buying with a credit card or debit card is a good option. Coinbase charges 3.99% fees for credit/debit card purchases but you can get your coins instantly.

Another payment option for US customers is using a connected bank account. The fees are less for this method--1.49%--but your coins are only delivered after five days.

Get $10 of free bitcoin when you buy more than $100 worth through this link.

Pros
  • High liquidity and buying limits
  • Easy way for newcomers to get bitcoins
  • "Instant Buy" option available with credit card or debit card
Cons
Ease of Use
Easy
Privacy
Low
Speed
Average
Fees
Average
Reputation
Trusted
Limits
High
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CoinMamaCoinMama Buy Bitcoin Read Review

CoinMama allows customers in almost every country to buy bitcoin with a credit or debit card. They charge an ~8% fee on each purchase.

If buying less than $150 worth of bitcoins, you won't need to verify your identity. This convenience makes small purchases quick and easy.

Want to buy using CoinMama? This step-by-step guide will show you how to use CoinMama.

Pros
  • Works in almost all countries
  • Highest limits for buying bitcoins with a credit card
  • Reliable and trusted broker
Cons
  • Some of the highest fees among credit/debit card bitcoin brokers
Ease of Use
Easy
Privacy
Low
Speed
Fast
Fees
High
Reputation
Average
Limits
High
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GDAXGDAX Buy Bitcoin Read Review

Coinbase's exchange, GDAX, is one of the largest Bitcoin exchanges in the United States. Users can fund their accounts via bank transfer, SEPA, or bank wire. GDAX offers good prices and low fees, but their confusing user interface may initially prove difficult to navigate.

Pros
  • Some of the lowest fees available for US and EU customers
  • Possible to buy bitcoins for 0% fees
Cons
  • User interface is confusing for first time buyers
  • Sending bitcoins directly from GDAX to any legally-questionable site may result in closure of your account
Ease of Use
Hard
Privacy
Low
Speed
Average
Fees
Low
Reputation
Trusted
Limits
High
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CEX.ioCEX.io Buy Bitcoin Read Review

CEX.io lets you buy bitcoin with a credit card, ACH bank transfer, SEPA transfer, cash, or AstroPay. Purchases made with a credit card give you access to your bitcoin immediately. CEX.io works in the United States, Europe, and certain countries in South America.

Pros
  • Support for many countries and regions
  • Low 0.2% trading fee
  • Established and trusted exchange
Cons
  • Verification process is extensive, requiring much personal information (including a photo) and incurring a long delay
  • GBP market lacks liquidity
Ease of Use
Average
Privacy
Low
Speed
Average
Fees
Average
Reputation
Trusted
Limits
Average
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LocalBitcoinsLocalBitcoins Buy Bitcoin Read Review

LocalBitcoins is an escrow service which also helps to match bitcoin buyers and sellers. The most common method of payment for purchase is cash deposit. However, users may advertise trades for whichever payment method they prefer.

Buying bitcoins via an in-person meeting, secured and facilitated by LocalBitcoins, may be one of the fastest and most private ways to buy bitcoins in any country.

Pros
  • Can be private, fast and easy
  • In-person trades require no personal information
  • Purchases of bitcoin can be made quickly via cash deposit
Cons
  • Beware of scams; always follow the rules!
  • Harder to buy large amounts of bitcoins compared to large exchanges
  • Slightly to significantly higher prices than regular exchanges; premium for higher privacy
Ease of Use
Hard
Privacy
High
Speed
Fast
Fees
Low
Reputation
Trusted
Limits
Average
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BitQuickBitQuick Buy Bitcoin Read Review

BitQuick is one of the fastest ways to buy bitcoins in the United States using cash deposit. Users can browse a wide range of offers at various prices. Once a desired offer is found, buyers visit a bank to make a cash deposit into the seller's account. Buyers then usually receive their bitcoins within an hour.

Pros
  • One of the fastest ways to buy bitcoins
  • More physically secure than other cash payment methods as one pays the money to a bank teller
Cons
  • 2% fees for buyers are somewhat high for cash trading
  • Prices vary and can be much higher (or even lower) than the current Bitcoin price
Ease of Use
Average
Privacy
High
Speed
Fast
Fees
Average
Reputation
Trusted
Limits
Average
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GeminiGemini Buy Bitcoin

Gemini is a New York-based Bitcoin exchange, open to residents of the United States, UK, Canada, Hong Kong, Japan, Singapore and South Korea. Deposits can be made via wire transfer, SEPA or ACH transfer.

While Gemini is available in most US states, US residents should check Gemini's areas of operations page.

Pros
  • Trustworthy and regulated exchange
  • Instant deposit lets you buy coins quickly (but not withdraw them)
  • Some of the lowest fees in the US and Canada
Cons
  • Somewhat confusing to use for new buyers
  • Not yet available in all US states
Ease of Use
Hard
Privacy
Low
Speed
Slow
Fees
Low
Reputation
Trusted
Limits
High
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BitstampBitstamp Buy Bitcoin

BitStamp is one of the world's largest and most well-known Bitcoin exchanges. Deposits can be made through bank transfer, SEPA transfer, international bank wire, and now even credit cards.

Pros
  • One of the longest-running Bitcoin exchanges
  • Very low 0.25% fee, falling to 0.1% with sufficient trading volume
  • Good range of deposit and withdrawal options
  • Deep liquidity promotes a price close to fair market rate
  • Offers wide range of altcoins
Cons
  • Has been hacked before, users should not store funds on the exchange for any period of time
  • High 8% fee on small credit card purchases, falling to 5% with sufficient trading volume
  • Geared towards traders; slightly confusing for first time buyers
Ease of Use
Hard
Privacy
Low
Speed
Slow
Fees
Average
Reputation
Trusted
Limits
High
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KrakenKraken Buy Bitcoin

Founded mid-2013, Kraken is the world's largest Euro-denominated Bitcoin exchange, based on daily average trading volume. It supports deposits from US, European, Canadian, British, and Japanese customers. Deposits can be made via bank wire, SEPA, SWIFT, and bank deposit (Japan only).

Pros
  • Well-financed and trusted exchange
  • Very low 0.25% taker fee, falling to 0.1% with sufficient trading volume
  • Very low maker fee, falling to 0% with sufficient trading volume
  • Deep liquidity for large volume buyers in European markets ensures a price close to fair market rate
  • Highly-rated for security
  • Publishes proof of reserve audits
Cons
  • User-interface makes it difficult for first time buyers
  • Requires ID verification, so not private
Ease of Use
Hard
Privacy
Low
Speed
Average
Fees
Low
Reputation
Trusted
Limits
High
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Wall of CoinsWall of Coins Buy Bitcoin Read Review

Wall of Coins is an escrow service that makes it easy to buy bitcoins with cash deposit in the US, UK, Canada, Argentina, Australia, Brazil, Canada, Germany, Latvia, Mexico, Poland, the Philippines, and Romania.

It offers low fees and is a very private way to purchase coins.

Pros
  • Easy way to purchase bitcoins
  • Fairly private way to purchase bitcoins; only your phone number is required
Cons
  • Currently limited to 12 countries
  • Hard to find sellers offering high volume
Ease of Use
Easy
Privacy
High
Speed
Fast
Fees
Low
Reputation
Trusted
Limits
Average
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LibertyXLibertyX Buy Bitcoin

LibertyX is an American service which makes buying bitcoins with cash simple. First, use LibertyX's app to locate a store near you that sells LibertyX codes. Next, enter your LibertyX code to the app, along with your Bitcoin address and you'll receive your bitcoins very soon after.

If you connect a Facebook account to your LibertyX app, your first $1,000 of purchases are fee-free. Otherwise all purchases cost 1.5% + $3 in fees.

Pros
  • Easy and fast way to buy bitcoins with cash
  • Low 1.5% (plus store fee) rate for cash purchase method
  • Daily $1000 limit is fairly high for a convenience service
Cons
  • Participating stores add their own variable fee
  • Some verification is required which lowers the expected privacy level of cash purchase
  • Attaching your Facebook account further degrades privacy
Ease of Use
Average
Privacy
Average
Speed
Average
Fees
Average
Reputation
Trusted
Limits
Average
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Bitcoin ATMsBitcoin ATMs Buy Bitcoin

You can use our Bitcoin ATM map to buy bitcoins with cash. Bitcoin ATMs can be a quick and easy way to buy bitcoins and they're also private. That convenience and privacy, however, comes with a price; most ATMs have fees of 5-10%.

Pros
  • Our map makes it super easy to find a Bitcoin ATM near you
Cons
  • Bitcoin ATMs often have 5-10% fees per purchase
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Purse.ioPurse.io Buy Bitcoin

With Purse.io, you purchase bitcoin with a credit or debit card but indirectly; Purse.io connects you with a buyer who wants to make a purchase on Amazon. You use your credit/debit card to order items from the buyer's Amazon wish list. When the items have been delivered to the buyer, you're given some bitcoin equivalent to the value of the items you ordered for the buyer.

Purse.io is available in the United States, Canada, Japan, Brazil, France, Italy, Spain, China, and India.

Pros
  • Unique way to buy bitcoins with a credit/debit card; offers slightly more privacy than other exchanges
Cons
  • Very high fees for buying with a credit/debit card
  • Delivery speed of bitcoins is inconsistent
Ease of Use
Average
Privacy
Average
Speed
Slow
Fees
High
Reputation
Trusted
Limits
Average
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VirWoXVirWoX Buy Bitcoin Read Review

Technically, VirWoX isn't even a Bitcoin exchange. It mainly serves as a way for people to buy Second Life Lindens, a currency used in the virtual world Second Life. You can't buy Bitcoin with PayPal directly at VirWoX, but it's possible to first buy Second Life Lindens (SLL) and then trade your SLL for Bitcoin. This process works perfectly, but in the end will cost you about 10% in fees.

This workaround/hack has made VirWoX the easiest and most popular way to buy bitcoins with PayPal.

Pros
  • The easiest and basically only way to purchase bitcoins with PayPal or Skrill
Cons
  • Comes with a price: it will cost around 10% in fees to buy with PayPal
Ease of Use
Hard
Privacy
Low
Speed
Fast
Fees
High
Reputation
Trusted
Limits
Average
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CoinBTMCoinBTM Buy Bitcoin

CoinBTM is a New York-based Bitcoin ATM provider with over 30 machines across NY and New Jersey. Check their website for the latest details on locations, fees, and hours.

Pros
  • Online ATM map makes it easy to find one of CoinBTM's ATMs
  • Buying at Bitcoin ATMs offers high privacy; only your phone number is required
Cons
  • Buying at ATMs is one of the most expensive ways to purchase bitcoins
Ease of Use
Easy
Privacy
Average
Speed
Fast
Fees
High
Reputation
Trusted
Limits
Average
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itBititBit Buy Bitcoin Read Review

itBit is a global Bitcoin exchange, licensed with the New York State Department of Financial Services. It also operates a global OTC trading desk, making it easy for customers to buy large amounts (100 BTC and up) of bitcoin. It supports all US states besides Texas.

Pros
  • OTC trading desk is one of the best ways to buy large amounts of bitcoins
  • Deep liquidity promotes a price close to fair market rate
  • Extremely low fees; 0% for market makers and 0.2% for market takers
  • Fee on OTC brokering service is only 0.1%
Cons
  • Limited payment options
  • Geared towards traders; exchange interface may be confusing for first time buyers
  • Requires ID verification, so not private
Ease of Use
Hard
Privacy
Low
Speed
Average
Fees
Low
Reputation
Trusted
Limits
High
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BitfinexBitfinex Buy Bitcoin

Hong Kong-based Bitfinex has long been one of the largest USD Bitcoin exchanges in the world. Bitfinex accounts may be funded by bank wire only, their fee on accepting such transfers is low at only 0.1%.

In August 2016, however, it was hacked and lost around 30% of its users funds. While Bitfinex can be helpful for buying large amounts of bitcoins, it is probably best to not use the exchange until it fully compensates affected users.

Pros
  • Very low fees even for low volume buyers; 0.1% for market makers and 0.2% for market takers
  • One of the best ways to buy large amounts of bitcoins
  • Allows lending of fiat or bitcoin to margin traders at interest (but this is risky in light of the hack)
  • Very deep liquidity promotes a price close to fair market rate
  • Supports several altcoins
Cons
  • Was recently hacked and has yet to fully compensate all users for their loss
  • Geared towards traders; possibly quite confusing for first time buyers
  • Single payment option
Ease of Use
Hard
Privacy
Low
Speed
Varies
Fees
Average
Reputation
Low Trust
Limits
High
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XapoXapo Buy Bitcoin

Xapo is a global Bitcoin platform, based in Switzerland. It allows users in almost any country to purchase bitcoins via SWIFT transfer. While Xapo itself has low fees, you may incur significant charges when you send the SWIFT transfer to Xapo. Xapo also offers a bitcoin-funded debit card which works just like any other.

Pros
  • Started as a vaulting service, with claimed security investment above $20 million
  • Easy to use for first-time buyers
  • Deep liquidity promotes a price close to fair market rate
Cons
  • Offers a wallet service that should not be used to store bitcoins
  • Requires ID verification, so not private
  • Trading fees not publically stated on website
Ease of Use
Easy
Privacy
Low
Speed
Varies
Fees
Average
Reputation
Trusted
Limits
High
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BTC-eBTC-e Buy Bitcoin

BTC-e is a Bitcoin exchange based in Bulgaria. While its owners remain anonymous, it's been around for a very long time and is one of the more popular exchanges. Unlike many other regulated exchanges, BTC-e has never lost user funds, which increases its reputation for trustworthiness. However, as it's unregulated, its owners could potentially run away with customer funds at anytime. BTC-e appears to be trustworthy, but use with caution and don't leave funds on the exchange!

Users can deposit via US bank wire, SEPA, Visa, Mastercard, Liqpaym, unikarta, PerfectMoney, WebCreds, Ukash, and Webmoney.

Pros
  • One of the longest-running, trouble-free Bitcoin exchanges
  • Very low 0.2% trading fees
  • Accepts EUR, USD and RUR
  • Extensive range of payment options
Cons
  • Owners are anonymous
  • BTC-e is not regulated but does comply with AML/CTF
  • Requires ID verification for bank transfer payments, so not private
Ease of Use
Hard
Privacy
High
Speed
Varies
Fees
Low
Reputation
Average
Limits
High
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Mycelium Local TraderMycelium Local Trader Buy Bitcoin

Mycelium Local Trader helps you find local Bitcoin sellers. Once you locate a seller, you meet up in-person and conduct the trade. Mycelium charges absolutely no fees. While Mycelium Local Trader works great in highly-populated areas, users in low population areas will have trouble finding sellers.

Pros
  • Easy and cheap way to buy bitcoins with cash
  • Private way to buy bitcoins, no personal information required beyond cellphone number
Cons
  • Users in sparsely populated areas will have trouble finding sellers
Ease of Use
Average
Privacy
High
Speed
Fast
Fees
Low
Reputation
Trusted
Limits
High
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ShapeShiftShapeShift Buy Bitcoin

ShapeShift lets you buy bitcoin with Litecoin, Dogecoin, altcoins and many other digital tokens. ShapeShift works in nearly every country but you will need another cryptocurrency in order to purchase bitcoins. Exchanges happen almost instantly because ShapeShift never actually controls your tokens but just exchanges them.

Pros
  • Easiest and fastest way to buy bitcoins with altcoins
  • Fees are reasonable for larger traders
Cons
  • Need altcoins or other digital tokens to use
Ease of Use
Easy
Privacy
High
Speed
Fast
Fees
Average
Reputation
Trusted
Limits
High
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bitcoin-otcbitcoin-otc Buy Bitcoin

Bitcoin-OTC is an over-the-counter marketplace for the peer to peer exchanging of bitcoin. It is almost like a Craigslist for Bitcoin. Users must create ads or locate other ads to find sellers of bitcoin. Bitcoin-OTC is somewhat complicated and hard to use, but may be the only option for users in some countries without an exchange.

Pros
  • Can be a good way to find Bitcoin sellers if no other options exist
Cons
  • Need to keep eye out for scams
  • Need to build trust and feedback for your account before trading larger amounts
Ease of Use
Hard
Privacy
High
Speed
Varies
Fees
Varies
Reputation
Trusted
Limits
High
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