The companies below let you buy bitcoin via ACH bank transfer. Using ACH bank transfers will help you buy bitcoin online and in larger quantities than other methods. Buying bitcoin with ACH transfer also often comes with lower fees.
ACH is a US transfer system. If you live outside the USA then use this page to find ways to buy bitcoins with a bank account or bank transfer.
All links are external & open in a new tab, except for "Read Review" buttons. Before jumping into this page, an important disclosure.
Coinbase Popular Buy Bitcoin Read Review
Coinbase is the world's largest bitcoin broker. In the United States you can buy bitcoin with a connected bank account via ACH bank transfer. Coinbase charges a flat 1.49% fee on all transactions. You'll have to wait five days to receive your bitcoin. If you add a Visa or Mastercard credit card to your account all bitcoin purchases besides your first will be delivered instantly.
- High liquidity and buying limits
- Easy way for newcomers to get bitcoins
- "Instant Buy" option available with credit card or debit card
- Purchases made with bank transfer can take up to 5 days to complete
- Coinbase may track how and where you spend your bitcoins
GDAX Popular Buy Bitcoin Read Review
Coinbase Exchange is only available in certrain U.S. States. You can fund your account via ACH transfer.
- Some of the lowest fees available for US and EU customers
- Possible to buy bitcoins for 0% fees
- User interface is confusing for first time buyers
- Sending bitcoins directly from GDAX to any legally-questionable site may result in closure of your account
Gemini Buy Bitcoin
Gemini is a Bitcoin exchange that serves both individual and institutional clients. You can fund your exchange account via ACH transfer or wire transfer. Currently available in 26 U.S. states.
- Trustworthy and regulated exchange
- Instant deposit lets you buy coins quickly (but not withdraw them)
- Some of the lowest fees in the US and Canada
- Somewhat confusing to use for new buyers
- Not yet available in all US states
