Best Ripple (XRP) Wallets

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The most important mistake new cryptocurrency users make is leaving money on an exchange.

Why?

If an exchange gets hacked, you will lose money. The wallets below will let you take your coins into your own hands and have true control over your XRP or other cryptocurrency.

Our Top Picks

Best for Security

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Ledger Nano X

Secure storage for any cryptocurrency

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The Ledger Nano X is the newest crypto hardware wallet, and is very easy to use. It connects to iOS, Android & desktop computers.

Best for Mobile

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Atomic Wallet

Easy to use iOS & Android app

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Atomic Wallet is very easy to use and friendly for new XRP users. It supports Ripple (XRP) as well as a lot of other digital currencies.

Best for Desktop

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Ledger Live

Unbeatable UX for a Ripple desktop wallet

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Ledger Live is the perfect software companion to Ledger hardware wallets. Get a great user experience without losing any security for your XRP.

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Best Ripple (XRP) Wallets

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Let's dive into some of the wallets we recommend for storing XRP

Read each entry carefully to find out which is best for your uses.


TREZOR and Ledger Nano X are the two best hardware wallets for cryptocurrency. Unfortunately, right now, only the Nano X supports storing XRP.

ripple hardware wallet

The Nano X is made by Ledger, a Bitcoin security company based in France. They have been creating cryptocurrency hardware wallets since 2014.

Who should get a Nano X?

If you are buying XRP that you plan to hold for a while, then the Ledger Nano X is probably the easiest way to securely store your XRP for a long period of time.

When digital currency is stored on online computers, it can easily be obtained by malware or hackers. The Nano X stores your XRP offline and away from hackers or malware. The Nano X stores your private keys which control your XRP in its secure offline environment.

One other benefit of the Ledger Nano X is that it supports more coins and cryptos than any other hardware wallet.

ripple coins

Putting Ripple on Ledger

Here is a good video on how to move XRP tokens onto your Ledger device:

Best Ripple Android Wallets

The best ripple wallet for android in 2020 is definitely Atomic Wallet. It makes sending and receiving Ripple easier to do than any other wallet on the market that we have tested. The devs at Atomic have done a great job creating an interface that is intuitive a simple, while including all the features you’ve come to expect in a modern multicurrency wallet.


lightning development kit


However, just because Atomic services other currencies doesn’t mean they are slacking when it comes to ripple support. Where other wallets have failed to stay up to date, Atomic wallet stays on top of all new features brought to XRP.

Best Ripple iOS Wallets

Like Android, Atomic Wallet is the best available wallet for XRP on iOS.


lightning development kit


Its source code is also open source.

Best Ripple Desktop Wallets

Ledger Live


Ledger Live

Ledger Live is the companion desktop wallet software for Ledger hardware wallet devices.

They provide an easy to use interface that works perfectly with your Ledger hardware right out of the box.

It is also totally free and is constantly updated to add new features, fix bugs, and improve user experience.

If you are holding XRP and want one of the better desktop wallets without sacrificing security, Ledger Live is a great choice!

Ripple Wallet Comparison

HardwareSecure StoragePriceMobile Wallet
LedgerYesYes$95No
Atomic Wallet
NoNoFreeYes

Ripple Paper Wallet

We did some research and we only found one Ripple paper wallet generator.

There is a glaring issue with the one we found: It does not display its source code on the website.

This is very dangerous because it could mean the website is just generating wallets that it stores the private keys to, as is was the case with bitcoinpaperwallet[.]com. This means that at any point in the future the site could steal the Ripple sent to wallets generated by the site.

At this point in time, it’s best to stay away from this wallet.

Gatehub for Ripple

Gatehub is often recommended as one of the best ways to store Ripple online.

gatehub home page


However, there are a few issues with the Gatehub wallet.

The main issue with Gatehub is that it is a web wallet. Web wallets are less secure than hardware wallets, and even less secure than desktop wallets or mobile wallets.

Blockchain.info is the most popular Bitcoin web wallet. The amount of bugs and loss of funds with this wallet are too many to count. And Gatehub users are likely to run into the same issues that blockchain.info users ran into.

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How to Add XRP to Your Ripple Wallet

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Now that you have chosen a wallet, let's transfer some XRP into it.

In this brief walkthrough, we will show you how to add funds to your Ripple wallet


For you to add funds to your Ripple Wallet, you will need to find an exchange to buy Ripple (XRP) from, then transfer it to your Wallet. Many XRP Wallets have exchanges native to them (as seen above), however, these exchanges generally charge very high fees for the convenience, so it’s generally better to use a dedicated exchange, like Coinbase or eToro.

kraken home page
Kraken Exchange homepage

You’ll need to choose an exchange that services your country and/or state. You can find a full list of exchanges sorted by country and preferred payment method on our exchange finder or you can see the most popular exchanges below:

  • Popular Exchanges
  • eToro exchange logo
    eToro
    • Supports Bitcoin, Ethereum & 15 other coins
    • Start trading fast; high limits
    • Clean & easy trading interface
    BUY NOW at eToro's Secure Site

    This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.

  • coinbase exchange logo
    Coinbase
    • High liquidity and buying limits
    • Easy way for newcomers to get bitcoins
    • "Instant Buy" option available with debit card
    BUY NOW at Coinbase's Secure Site
  • Coinmama exchange logo
    Coinmama
    • Works in almost all countries
    • Highest limits for buying bitcoins with a credit card
    • Reliable and trusted broker
    BUY NOW at Coinmama's Secure Site


After you have bought your crypto, you’ll need to send it to your ripple wallet.

XRP Wallet Frequently Asked Questions

frequently asked questions

Many of you may still have lots of questions about XRP wallets and how to keep your Monero secure.

Odds are we have answered almost any question you could think of below.



Is it safe to store Ripple on an iPhone or Android phone?

It is probably fine for short periods, but if you are serious about securing your XRP then it is worth it to pick up a hardware wallet.

Is there a Ripple web wallet?

Gatehub is often recommended as a Ripple web wallet. However, since many Bitcoin users have lost money when using web wallets, we’re not going to cover that wallet here.

What is Ripple’s actual name?

Ripple recently changed its branding. It used to be known as Ripple but now only goes by XRP. The ticker still stayed the same as $XRP.

When will TREZOR support Ripple?

TREZOR has not announced any plans to support Ripple. However, since a lot of Ripple users are buying Ledger wallets, it seems almost certain that TREZOR will be forced to add support for Ripple soon.

Why do I need 20 XRP minimum in my wallet?

Ripple added the 20 XRP minimum in order to prevent network spam. This ensures that in order to transact on the network a wallet must have this 20 XRP balance. Ripple’s cryptographer, David Schwartz, explains here:

Unlike a bitcoin receiving address, a funded Ripple wallet is a real thing on the ledger that has properties. This has advantages and disadvantages, but one of the disadvantages is that there’s a cost associated with having one. To cover the costs imposed on the network, the XRP Ledger has a “base reserve” that is XRP that is not spendable or transferrable. You can use the reserve to pay transaction fees and, if the reserve drops, you can transfer out XRP to the new reserve level.

Why Can’t I Just Use my Exchange as a Wallet?

This is a big NO!

When you use an exchange as a wallet, you leave open a wide range of ways to lose your money.

Your account can get hacked very easily especially if you don’t have a strong password or 2-factor authentication.

The exchange itself could also get hacked. Let’s say an exchange holds $100,000,000 worth of cryptocurrency and gets hacked. The hacker runs away with $10,000,000; 10% of the exchange’s money.


Binance, one of the world's largest exchanges, had $40 million dollars hacked</a>

Then the most likely case is that you as a user will have 10% of your balance removed. The exchange is very likely to pass on its loss to you.

Storing your coins on a wallet you control eliminates this risk for you.

Toast Wallet Review

Unfortunately, you can no longer download Toast wallet and there are no updates since the team stopped working on it out of protest of Ripple’s treatment of the community devs.



Because the app is no longer updated, that means that any security holes in the code that are found will never be fixed. With that in mind, we recommend moving to Atomic Wallet.

About the Author: Jordan Tuwiner

author

Jordan Tuwiner is the founder of BuyBitcoinWorldwide.com. His work has been featured in The Guardian, International Business Times, Forbes, VentureBeat, CoinDesk and many other top Bitcoin media outlets. His articles are read by millions of people each year looking for the best way to buy Bitcoin and crypto in their country.

He has also written extensively about the history, technology, and business of the crypto world. Jordan is also the creator of some of the internet's most famous Bitcoin pages, including The Quotable Satoshi and Bitcoin Obituaries.

To learn more about Jordan, see his full bio.