CEX.IO allows for the buying of bitcoins for low fees via credit card. Customers can also purchase for free with bank transfers.
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  • Enables buying bitcoins with credit card for low fees
  • Cons
  • Extensive verification process to increase buying limits
  • Buy Bitcoin at CEX.IO

    Payment Methods Accepted

    Payment Method Funds Available Currencies Fees
    Credit Card 1-2 days USD 3.5% + $0.25
    Credit Card 1-2 days EUR 3.5% + € 0.20
    Credit Card 1-2 days RUB 5.25% + 15.57 RUB
    Bank Transfer Varies USD $10.00
    Bank Transfer Varies EUR €10.00
    Bank Transfer Varies RUB N/A

    CEX.IO also offers users the ability to sell bitcoins to credit or debit cards. The fees for this are as follows:

    • 2.9% + $4.99 for USD
    • 2.9% + €4.99 for EUR
    • 2.9% + 499 RUB for RUB

    • Bank transfers are not charged fees by CEX.io, but your bank may charge conversion fees on your deposit.

    Supported Countries

    CEX.IO supports all countries, unless noted below.

    The following countries are restricted for credit card purchases: Iceland, Vietnam, Afghanistan, Algeria, Bahrain, Iraq, Kuwait, Lebanon, Libya, Nigeria, Oman, Pakistan, Palestine, Qatar, Saudi Arabia, and Yemen.

    The following countries are restricted from buying with bank transfer: Afghanistan, Democratic Republic of the Congo, Côte d’Ivoire, Eritrea, Ethiopia, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Liberia, Libya, Guinea, São Tomé and Príncipe, Somalia, Sudan, Syria, Tanzania, Tunisia, Turkey, Vietnam, Yemen, Zimbabwe.

    Limits & Liquidity

    CEX.IO offers four different account levels based on verification provided. Each account type has different buying limits.

    Basic: Basic accounts can buy up to $400 worth of bitcoins per day, and up to $2,000 per month. Basic accounts are not able to purchase via bank transfer.

    Verified: Verified accounts can purchase up to $10,000 worth of bitcoins per day, or up to $100,000 per month via both credit card and bank transfer.

    Individual Business & Corporate: Individual Business and Corporate accounts can purchase an unlimited amount of bitcoins.


    CEX.IO requires very little information for its first tier of verification. In order to increase limits, however, a number of personal details and document scans are required.

    To increase your daily limits to CEX.IO’s “Verified” level, scans of a passport, driver’s license, or ID are required. In addition, a picture of you holding your ID, a picture holding your credit card, and a document for proof of residency are required.


    After initial verification, CEX.IO processes most credit card purchases instantly. Upgrading your account to CEX.IO’s “Verified” account type can be a long process, but subsequent purchases are quick.


    CEX.IO is a registered company and/or money transmitter in all districts in which it operates. In the USA, it is registered with FinCEN, and registered with ICO in the UK and EU.


    Fees for buying with a credit card are 3.9% + $0.25 per purchase. Purchases made via bank transfer are free.

    Customer Support

    CEX.IO offers customer support via email at [email protected]

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