Buy Crypto & Bitcoin in Croatia

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  • Popular Exchanges to Buy Crypto & Bitcoin in Croatia
  • bitcoinstore exchange logo
    Bitcoin Store HR
    • Great exchange for buying crypto with HRK and EUR
    • Physical stores you can visit in Split and Zagreb
    • Buy crypto with no account
    BUY NOW at Bitcoin Store's Secure Site
  • bitpanda exchange logo
    Bitpanda
    • Crypto exchange based in Europe
    • Buy bitcoin with card, SEPA, SOFORT
    • Trusted exchange
    BUY NOW at Bitpanda's Secure Site

Buy Now at Bitcoin Store HR's Secure Site

Bitcoin Store HR is a crypto exchange based in Zagreb, Croatia. Fees range from 2-5%, depending on the cryptocurrency you are buying. Bitcoin Store HR accepts SEPA and cash as payment methods.

Pros
  • Buy crypto with no account
  • Physical stored throughout the country
  • Accepts cash
Cons
  • Limited payment methods
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Ease of Use
Easy
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Privacy
Average
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Speed
Fast
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Fees
Average
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Reputation
Trusted
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Limits
High
Buy Now

BitpandaBitpanda
Buy Now at Bitpanda's Secure Site

Bitpanda is a Bitcoin broker based in Europe.

They have high payment limits and low fees across their wide range of payment methods.

Bitpanda offers customers the option to buy bitcoins with credit card, debit card, SOFORT, Skrill, NETELLER, giropay, eps, SEPA, and Online Bank Transfer.

Our guide will show you how to buy bitcoins with a credit card on Bitpanda.

Pros
  • Some of the lowest fees for buying bitcoins with credit/debit card
  • Reliable and trusted broker
Cons
  • Fees aren't shown openly on the site but instead included in the buying price
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Ease of Use
Easy
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Privacy
Low
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Speed
Fast
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Fees
Low
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Reputation
Trusted
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Limits
High
Buy Now Read Review

CoinbaseCoinbase
Buy Now at Coinbase's Secure Site

Coinbase is the world's largest Bitcoin (BTC) broker. They represent an easy and fast way for new users to purchase bitcoins. Coinbase supports customers in over 30 countries, including the United States, Europe, UK, Singapore, Canada, and Australia.

Customers in the above-mentioned countries can purchase bitcoins by debit card, bank transfer, SEPA transfer, and more.

Get up to $36 in free crypto when you signup using Coinbase Earn.

Pros
  • High liquidity and buying limits
  • Easy way for newcomers to get bitcoins
  • "Instant Buy" option available with debit card
Cons
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Ease of Use
Easy
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Privacy
Low
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Speed
Average
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Fees
Average
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Reputation
Trusted
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Limits
High
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Buy Now at Coinmama's Secure Site

Coinmama allows customers in almost every country to buy bitcoin. They charge a 4.9%-5.9% (depends on volume) fee on each purchase.

Customers in Europe can also purchase bitcoins with SEPA transfer for a lower fee.

Want to buy using Coinmama? This step-by-step guide will show you how to use Coinmama.

Pros
  • Works in almost all countries
  • Highest limits for buying bitcoins with a credit card
  • Reliable and trusted broker
Cons
  • Some of the highest fees among credit/debit card bitcoin brokers
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Ease of Use
Easy
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Privacy
Low
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Speed
Fast
fees icon
Fees
Average
reputation icon
Reputation
Trusted
limits icon
Limits
High
Buy Now Read Review

Buy Now at Paybis's Secure Site

Paybis is a popular cryptocurrency exchange. They serve 180 countries and 48 US states and are registered with FinCEN, making them a more trusted, regulated exchange. Paybis offers incredibly high limits and super fast payouts, not to mention 5 minute ID verification and nearly perfect review scores on Trustpilot.

Pros
  • 24/7 live support
  • Extremily high limits
  • 5 Minute verification
  • Get payouts fast
  • Large selection of payment methods
Cons
  • No traditional orderbook for advanced traders
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Ease of Use
Easy
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Privacy
Low
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Speed
Average
fees icon
Fees
Low
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Reputation
Trusted
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Limits
High
Buy Now

Buy Now at Bitpanda Pro's Secure Site

Bitpanda Pro is Bitpanda's traditional exchange product, where users trade with each other instead of buying directly from Bitpanda. This means lower fees and more advanced trading options than Bitpanda's main brokerage service.

Pros
  • Founded in 2014
  • Easy to use order book
  • High volume means more efficient order filling
Cons
  • To get full discount on fees, you must stake their altcoin
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Ease of Use
Easy
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Privacy
Low
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Speed
Fast
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Fees
Low
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Reputation
Trusted
limits icon
Limits
High
Buy Now

Buy Now at Bity's Secure Site

Bity is a Bitcoin exchange and ATM operator, based in Switzerland. Their 5 ATMs allow for a quick first purchase and only require phone verification for an initial buy limit of 1,000 EUR or CHF. Their online service accepts wire transfers, SOFORT and online bank transfers.

Pros
  • Easy to start buying bitcoins after mobile phone verification
  • Payment limit of up to €100,000 annually after intensive verification
Cons
  • ID verification is required for most purchases, so not a private way to buy
  • Low annual limit of only €4,000 without intensive verification
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Ease of Use
Average
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Privacy
Low
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Speed
Fast
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Fees
Low
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Reputation
Trusted
limits icon
Limits
High
Buy Now

Buy Now at Bitstamp's Secure Site

BitStamp is one of the world's largest and most well-known Bitcoin exchanges. Deposits can be made through bank transfer, SEPA transfer, international bank wire, and now even credit cards.

Pros
  • One of the longest-running Bitcoin exchanges
  • Very low 0.25% fee, falling to 0.1% with sufficient trading volume
  • Good range of deposit and withdrawal options
  • Deep liquidity promotes a price close to fair market rate
  • Offers wide range of altcoins
Cons
  • Has been hacked before, users should not store funds on the exchange for any period of time
  • High 8% fee on small credit card purchases, falling to 5% with sufficient trading volume
  • Geared towards traders; slightly confusing for first time buyers
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Ease of Use
Hard
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Privacy
Low
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Speed
Slow
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Fees
Average
reputation icon
Reputation
Trusted
limits icon
Limits
High
Buy Now

Coinbase ProCoinbase Pro
Buy Now at Coinbase Pro's Secure Site

Coinbase's exchange, Coinbase Pro, is one of the largest Bitcoin exchanges in the United States. Users can fund their accounts via bank transfer, SEPA, or bank wire. Coinbase Pro offers good prices and low fees, but their confusing user interface may initially prove difficult to navigate.

Pros
  • Some of the lowest fees available for US and EU customers
  • Possible to buy bitcoins for 0% fees
Cons
  • User interface is confusing for first time buyers
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Ease of Use
Hard
privacy icon
Privacy
Low
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Speed
Average
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High
Buy Now Read Review

Buy Now at Bitcoin ATMs's Secure Site

You can use our Bitcoin ATM map to buy bitcoins with cash. Bitcoin ATMs can be a quick and easy way to buy bitcoins and they're also private. That convenience and privacy, however, comes with a price; most ATMs have fees of 5-10%.

Pros
  • Our map makes it super easy to find a Bitcoin ATM near you
Cons
  • Bitcoin ATMs often have 5-10% fees per purchase
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Buy Now at Bitfinex's Secure Site

Hong Kong-based Bitfinex has long been one of the largest USD Bitcoin exchanges in the world. Bitfinex accounts may be funded by bank wire only, their fee on accepting such transfers is low at only 0.1%.

In August 2016, however, it was hacked and lost around 30% of its users funds. While Bitfinex can be helpful for buying large amounts of bitcoins, it is probably best to not use the exchange until it fully compensates affected users.

Pros
  • Very low fees even for low volume buyers; 0.1% for market makers and 0.2% for market takers
  • One of the best ways to buy large amounts of bitcoins
  • Allows lending of fiat or bitcoin to margin traders at interest (but this is risky in light of the hack)
  • Very deep liquidity promotes a price close to fair market rate
  • Supports several altcoins
Cons
  • Was recently hacked and has yet to fully compensate all users for their loss
  • Geared towards traders; possibly quite confusing for first time buyers
  • Single payment option
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Ease of Use
Hard
privacy icon
Privacy
Low
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Speed
Varies
fees icon
Fees
Average
reputation icon
Reputation
Low Trust
limits icon
Limits
High
Buy Now

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Bitcoin & Cryptocurrency Trading in Croatia


Croatia's economic story for the past 30 years has been one of growth. After Croatia gained independence in 1991, its economy began to develop. Croatia eventually became a member of the World Trade Organization, and though Croatia suffered severely in the 2007-2008 crisis, it managed to rebuild and become one of the strongest economies in Southern Europe. In 2013, Croatia joined the European Union.

In 2020, Hanfa, a financial company from Croatia, approved a Bitcoin investment fund. This was meant to initiate the path for cryptocurrencies as an alternative in Croatia. The Passive Asset Digital Fund is managed by Griffon Asset Management and the Croatian state-owned bank HPB serves as the depository.


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Zagreb - the capital of Croatia

But maybe you want to buy Bitcoin or other cryptocurrencies and hold them youself. If so, the easiest ways to buy Bitcoin in Croatia is through one of the cryptocurrency exchanges outlined above. There are several exchanges offering Bitcoin in Croatia, allowing you to easily select one based on your requirements and preferences using our guide. Different exchanges have different transaction fees, withdrawal limits, payment modes, and verification processes that need to be kept in mind before users select one.

Additionally, certain exchanges might require buyers to purchase a wallet for use with their exchange. Even if an exchange does not require a wallet, it is recommended that you purchase one of your own for security reasons, preferably a hardware wallet. If you don’t have a wallet, refer to our guide on the Best Bitcoin and Cryptocurrency Wallets to choose one.


COMPARISON

ledger nano x folded

Ledger Nano X

  • SCREEN:
  • RELEASED: 2019
  • PRICE: $145
ledger nano s illustration

Ledger Nano S

  • SCREEN:
  • RELEASED: 2016
  • PRICE: $72
trezor model T

TREZOR T

  • SCREEN:
  • RELEASED: 2018
  • PRICE: $189
Trezor One

TREZOR One

  • SCREEN:
  • RELEASED: 2013
  • PRICE: $79

Another way to buy Bitcoins in Croatia is through automated teller machines (ATMs). These ATMs allow users to instantly purchase the cryptocurrency using cash, and most of them only require a telephone number for verification, so long as you aren’t buying a lot of Bitcoin. You can locate Bitcoin ATMs in Croatia using our Bitcoin ATM Map.


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Top Bitcoin & Cryptocurrency Exchanges in Croatia


Croatia has access to many large Bitcoin and cryptocurrency exchanges.

Have a look at our favorites below:

  • Popular Exchanges to Buy Crypto & Bitcoin in Croatia
  • bitcoinstore exchange logo
    Bitcoin Store HR
    • Great exchange for buying crypto with HRK and EUR
    • Physical stores you can visit in Split and Zagreb
    • Buy crypto with no account
    BUY NOW at Bitcoin Store's Secure Site

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Best Bitcoin Wallets for Croatia



There are three main types of Bitcoin wallet and all of them are supported in Croatia:

  • Software (desktop or mobile - iOS and Android wallets
  • Hardware wallet
  • Cold-storage (paper or steel wallets, the latter of which are used to backup your main wallet.

Best for Security

ledger nano x

Ledger Nano X

Secure storage for any cryptocurrency

More About
Ledger Nano X

The Ledger Nano X is the newest crypto hardware wallet, and is very easy to use. It connects to iOS, Android & desktop computers.

Temporary Wallet

zengo wallet logo

Zengo

Best for storing crypto for short period of time

More About
Zengo

ZenGo is an easy-to-use iOS and Android Bitcoin & crypto wallet. Start within 20 seconds.

Best for Desktop

electrum logo

Electrum

Simple yet powerful desktop wallet

More About
Electrum

Electrum is a Bitcoin-only wallet that has been around since 2011. It's easy to use, but has advanced features.


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Ethereum How to Buy Ethereum in Croatia


Ethereum (ETH) has established itself as the second most popular digital currency, after Bitcoin. Its smart contract features allow unique apps to be built on top of its platform. Below you will find exchanges in Croatia that allow you to buy ethereum. Once you buy, you should withdrawal your ETH directly to your own crypto wallet.


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Dogecoin How to Buy Dogecoin in Croatia


Thanks to Tesla founder Elon Musk, Dogecoin (DOGE)—a coin that started as a meme about the shiba inu dog—has recently become a popular digital currency. Below you can find crypto exchanges in Canada that allow you purchase Dogecoin.

About Dogecoin: Dogecoin has become one of the most famous altcoin blockchains. Dogecoin was founded by Jackson Palmer and Billy Markus on December 6, 2013. Thanks to its popularity on Robinhood, it hit an all time high of $0.42 on April 20. Doge started the year at under $0.01 USD. It is an open source blockchain, meaning its code is publicly available for anyone to see.


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Litecoin How to Buy Litecoin in Croatia


Litecoin (LTC) is one of largest cryptocurrencies by market cap. Below you can find a list of brokerages in Croatia that allow you to buy litecoin and other crypto assets for good exchange rates.


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Exchange Hacks and Crypto Scams in Croatia


Yuan Pay Group

In January of 2021, Hanfa, a Croatian watchdog group, issued a warning about a facebook page called 'Yuan Pay Group', wherein a Chinese crypto Yuan is advertised to give you big returns for investing.

Of course, the Chinese crypto Yuan does not exist yet (if it ever will), and there is no reason to believe it will not be pegged to the Yuan itself.


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The scam also involves fake endorsements from worldwide celebrities such as Richard Branson and Peter Thiel.

If you see any ad - inside or outside of Croatia - involving the sale of a Chiense central bank digital currency or crypto yuan, you should not invest as these are defintely scams.


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Bitcoin Mining in Croatia


If you think mining Bitcoin is a fast track to riches, think again. Mining requires a substantial upfront investment of time, energy, and money. You're not guaranteed a return on your investment, either.

Mining with cheap electricity is your best bet, as your power bill has a significant impact on mining profitability.

Croatia has relatively expensive electricity, coming in at 1.04 Kunas per kWh ($0.15). In comparison, United States citizens pay roughly $0.12 per kWh.

Although Croatia's electricity is cheaper than Western European countries like France and Spain, it's nowhere near as affordable as China, Georiga, or Kuwait, where power is dirt cheap.

Keeping electricity costs low is the key to success when it comes to mining, which means Croatia isn't an optimal location for Bitcoin mining.

Even with Antminer S19 - one of the best pieces of mining hardware on the market - you'd be lucky to see a return on your investment any time soon.

According to our Bitcoin mining profitability calculator, with the S19's hash rate of 95 Th/s and power consumption of 3250 watts, you'd lose nearly $2,500 per year, per miner.

If you want to mine for fun or as a hobby, go for it. But for those that want to acquire Bitcoin as quickly and efficiently as possible, buying directly from an exchange is the best option.


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FAQ


Does Coinbase work in Croatia?

Citizens of Croatia can convert, buy, and sell cryptocurrencies with fiat. Supported payment methods are:

  • Bank Deposit
  • PayPal
  • 3D Secure Credit Card
  • Debit Card
  • Credit Card

Where Can I Find a Bitcoin ATM in Croatia?

Croatia offers several ATMs for its citizens to buy Bitcoins with Cash. There are 5 ATMs located in Zagreb with a few others in Rijeka, Pula, and Split.

You can use our Bitcoin ATM finder tool to find one near you.

What is the price of Bitcoin in Croatia?

Bitcoin prices are changing every second.

The best way to find the most up-to-date price of Bitcoin is to check out our Bitcoin price page.

How do I cash out of Bitcoin in Croatia?

Any exchange with a Croatian kuna trading pair will allow you to sell your Bitcoin for fiat currency. Coinbase Pro has HRK trading pairs for many popular coins.

Another way to sell Bitcoins in Croatia is through automated teller machines (ATMs). These ATMs allow users to instantly purchase and sell cryptocurrency using cash, however most of them require at least a phone number, so they aren't totally private. You can locate Bitcoin ATMs in Croatia using our Bitcoin ATM Map.

LocalBitcoins is another option. Here, you can buy and sell Bitcoin for a wide range of payment methods, from gift cards to bank transfers. LocalBitcoins is a peer-to-peer (P2P) exchange, where you buy and sell with another individual. This does introduce a degree of risk, though by ensuring that you conduct all business on the platform, make use of its escrow services, and only trade with users who have a good reputation, you'll minimize any potential problems.

You could also use a service like eGifter to sell your Bitcoin for gift cards.

About the Author: Jordan Tuwiner

author

Jordan Tuwiner is the founder of BuyBitcoinWorldwide.com. His work has been featured in The Guardian, International Business Times, Forbes, VentureBeat, CoinDesk and many other top Bitcoin media outlets. His articles are read by millions of people each year looking for the best way to buy Bitcoin and crypto in their country.

He has also written extensively about the history, technology, and business of the crypto world. Jordan is also the creator of some of the internet's most famous Bitcoin pages, including The Quotable Satoshi and Bitcoin Obituaries.

To learn more about Jordan, see his full bio.