We may receive advertising compensation when you click certain products. Before jumping into this page, an important disclosure.
You'll need a Bitcoin wallet before you buy since some exchanges require one.
Don't have a wallet? Read our guide on the best Bitcoin & cryptocurrency wallets.
This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.
Paybis Buy Now Paybis is a popular & cryptocurrency exchange. They serve 180 countries and 48 US states and are registered with FinCEN, making them a more trusted, regulated exchange. Paybis offers incredibly high limits and super fast payouts, not to mention 5 minute ID verification and nearly perfect review scores on Trustpilot.
Coinbase Pro Coinbase's exchange, Coinbase Pro, is one of the largest Bitcoin exchanges in the United States. Users can fund their accounts via bank transfer, SEPA, or bank wire. Coinbase Pro offers good prices and low fees, but their confusing user interface may initially prove difficult to navigate.
Bitpanda Pro Buy Now Bitpanda Pro is Bitpanda's traditional exchange product, where users trade with each other instead of buying directly from Bitpanda. This means lower fees and more advanced trading options than Bitpanda's main brokerage service.
Bity Buy Now Bity is a Bitcoin exchange and ATM operator, based in Switzerland. Their 5 ATMs allow for a quick first purchase and only require phone verification for an initial buy limit of 1,000 EUR or CHF. Their online service accepts wire transfers, SOFORT and online bank transfers.
Bitstamp Buy Now BitStamp is one of the world's largest and most well-known Bitcoin exchanges. Deposits can be made through bank transfer, SEPA transfer, international bank wire, and now even credit cards.
Bitcoin ATMs Buy Now You can use our Bitcoin ATM map to buy bitcoins with cash. Bitcoin ATMs can be a quick and easy way to buy bitcoins and they're also private. That convenience and privacy, however, comes with a price; most ATMs have fees of 5-10%.
Bitfinex Buy Now Hong Kong-based Bitfinex has long been one of the largest USD Bitcoin exchanges in the world. Bitfinex accounts may be funded by bank wire only, their fee on accepting such transfers is low at only 0.1%.
In August 2016, however, it was hacked and lost around 30% of its users funds. While Bitfinex can be helpful for buying large amounts of bitcoins, it is probably best to not use the exchange until it fully compensates affected users.
-
Croatia's economics story for the past 30 years has been one of grwoth. After Croatia gained independence in 1991, its economy began to develop. Croatia eventually became a member of the World Trade Organization, and though Croatia suffered severely in the 2007-2008 crisis, it managed to rebuild and become one of the strongest economies in Southern Europe. In 2013, Croatia joined the European Union.
In 2020, Hanfa, a financial company from Croatia, approved a Bitcoin investment fund. This was meant to initiate the path for cryptocurrencies as an alternative in Croatia. The Passive Asset Digital Fund is managed by Griffon Asset Management and the Croatian state-owned bank HPB serves as the depository.
But maybe you want to buy Bitcoin or other cryptocurrencies and hold them youself. If so, one of the easiest ways to buy Bitcoin in Croatia is through the cryptocurrency exchanges outlined above. There are several exchanges offering Bitcoin in Croatia, and you can easily select one based on your requirements and preferences using our guide. Different exchanges have different transaction fees, withdrawal limits, payment modes, and verification processes that need to be kept in mind before users select one.
Additionally, Bitcoin buyers need to keep in mind the fact that certain exchanges might require them to get a wallet of their own before they are able to buy the digital currency. Also, it is recommended to have a wallet of your own for security reasons, preferably a hardware wallet. If you don’t have a wallet, refer to our guide on the Best Bitcoin and Cryptocurrency Wallets to choose one.
COMPARISON
Another way to buy Bitcoins in Croatia is through automated teller machines (ATMs). These ATMs allow users to instantly purchase the cryptocurrency using cash, and most of them only require a telephone number for verification, so long as you aren’t buying a lot of Bitcoin. You can locate Bitcoin ATMs in Croatia using our Bitcoin ATM Map.
-
Croatia has access to many large Bitcoin and cryptocurrency exchanges.
Have a look at our favorites below:
This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.
-
There are three main types of Bitcoin wallet and all of them are supported in Croatia:
The Ledger Nano X is the newest crypto hardware wallet, and is very easy to use. It connects to iOS, Android & desktop computers.
ZenGo is an easy-to-use iOS and Android Bitcoin & crypto wallet. Start within 20 seconds.
Electrum is a Bitcoin-only wallet that has been around since 2011. It's easy to use, but has advanced features.
-
In January of 2021, Hanfa, a Croatian watchdog group, issued a warning about a facebook page called 'Yuan Pay Group', wherein a Chinese crypto Yuan is advertised to give you big returns for investing.
Of course, the Chinese crypto Yuan does not exist yet (if it ever will), and there is no reason to believe it will not be pegged to the Yuan itself.
The scam also involves fake endorsements from worldwide celebrities such as Richard Branson and Peter Thiel.
If you see any ad - inside or outside of Croatia - involving the sale of a Chiense central bank digital currency or crypto yuan, you should not invest as these are defintely scams.
-
If you think mining Bitcoin is a fast track to riches, think again. Mining requires a substantial upfront investment of time, energy, and money. You're not guaranteed a return on your investment, either.
Mining with cheap electricity is your best bet, as your power bill has a significant impact on mining profitability.
Croatia has relatively expensive electricity, coming in at 1.04 Kunas per kWh ($0.15). In comparison, United States citizens pay roughly $0.12 per kWh.
Although Croatia's electricity is cheaper than Western European countries like France and Spain, it's nowhere near as affordable as China, Georiga, or Kuwait, where power is dirt cheap.
Keeping electricity costs low is the key to success when it comes to mining, which means Croatia isn't an optimal location for Bitcoin mining.
Even with Antminer S19 - one of the best pieces of mining hardware on the market - you'd be lucky to see a return on your investment any time soon.
According to our Bitcoin mining profitability calculator, with the S19's hash rate of 95 Th/s and power consumption of 3250 watts, you'd lose nearly $2,500 per year, per miner.
If you want to mine for fun or as a hobby, go for it. But for those that want to acquire Bitcoin as quickly and efficiently as possible, buying directly from an exchange is the best option.
-
Citizens of Croatia can convert, buy, and sell cryptocurrencies with fiat. Supported payment methods are:
Croatia offers several ATMs for its citizens to buy Bitcoins with Cash. There are 5 ATMs located in Zagreb with a few others in Rijeka, Pula, and Split.
The current price of Bitcoin in Croatia is HRK223,368,71, however this amount changes every minute, so always check the value on your local exchange.
Any exchange with a Croatian kuna trading pair will allow you to sell your Bitcoin for fiat currency. Coinbase Pro has HRK trading pairs for many popular coins.
Another way to sell Bitcoins in Croatia is through automated teller machines (ATMs). These ATMs allow users to instantly purchase and sell cryptocurrency using cash, however most of them require at least a phone number, so they aren't totally private. You can locate Bitcoin ATMs in Croatia using our Bitcoin ATM Map.
LocalBitcoins is another option. Here, you can buy and sell Bitcoin for a wide range of payment methods, from gift cards to bank transfers. LocalBitcoins is a peer-to-peer (P2P) exchange, where you buy and sell with another individual. This does introduce a degree of risk, though by ensuring that you conduct all business on the platform, make use of its escrow services, and only trade with users who have a good reputation, you'll minimize any potential problems.
You could also use a service like eGifter to sell your Bitcoin for gift cards.
Jordan Tuwiner is the founder of BuyBitcoinWorldwide.com. His work has been featured in The Guardian, International Business Times, Forbes, VentureBeat, CoinDesk and many other top Bitcoin media outlets. His articles are read by millions of people each year looking for the best way to buy Bitcoin and crypto in their country.
He has also written extensively about the history, technology, and business of the crypto world. Jordan is also the creator of some of the internet's most famous Bitcoin pages, including The Quotable Satoshi and Bitcoin Obituaries.
To learn more about Jordan, see his full bio.
Bitpanda
Coinbase
