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Croatia's economic story for the past 30 years has been one of growth. After Croatia gained independence in 1991, its economy began to develop. Croatia eventually became a member of the World Trade Organization, and though Croatia suffered severely in the 2007-2008 crisis, it managed to rebuild and become one of the strongest economies in Southern Europe. In 2013, Croatia joined the European Union.

In 2020, Hanfa, a financial company from Croatia, approved a Bitcoin investment fund. This was meant to initiate the path for cryptocurrencies as an alternative in Croatia. The Passive Asset Digital Fund is managed by Griffon Asset Management and the Croatian state-owned bank HPB serves as the depository.

Zagreb - the capital of Croatia

But maybe you want to buy Bitcoin or other cryptocurrencies and hold them youself. If so, the easiest ways to buy Bitcoin in Croatia is through one of the cryptocurrency exchanges outlined above. There are several exchanges offering Bitcoin in Croatia, allowing you to easily select one based on your requirements and preferences using our guide. Different exchanges have different transaction fees, withdrawal limits, payment modes, and verification processes that need to be kept in mind before users select one.

Additionally, certain exchanges might require buyers to purchase a wallet for use with their exchange. Even if an exchange does not require a wallet, it is recommended that you purchase one of your own for security reasons, preferably a hardware wallet. If you don’t have a wallet, refer to our guide on the Best Bitcoin and Cryptocurrency Wallets to choose one.

Another way to buy Bitcoins in Croatia is through automated teller machines (ATMs). These ATMs allow users to instantly purchase the cryptocurrency using cash, and most of them only require a telephone number for verification, so long as you aren’t buying a lot of Bitcoin. You can locate Bitcoin ATMs in Croatia using our Bitcoin ATM Map.

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There are three main types of Bitcoin wallet and all of them are supported in Croatia:

• Software (desktop or mobile - iOS and Android wallets
• Hardware wallet
• Cold-storage (paper or steel wallets, the latter of which are used to backup your main wallet.

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Ethereum (ETH) has established itself as the second most popular digital currency, after Bitcoin. Its smart contract features allow unique apps to be built on top of its platform. Below you will find exchanges in Croatia that allow you to buy ethereum. Once you buy, you should withdrawal your ETH directly to your own crypto wallet.

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Thanks to Tesla founder Elon Musk, Dogecoin (DOGE)—a coin that started as a meme about the shiba inu dog—has recently become a popular digital currency. Below you can find crypto exchanges in Canada that allow you purchase Dogecoin.

About Dogecoin: Dogecoin has become one of the most famous altcoin blockchains. Dogecoin was founded by Jackson Palmer and Billy Markus on December 6, 2013. Thanks to its popularity on Robinhood, it hit an all time high of $0.42 on April 20. Doge started the year at under $0.01 USD. It is an open source blockchain, meaning its code is publicly available for anyone to see.

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Litecoin (LTC) is one of largest cryptocurrencies by market cap. Below you can find a list of brokerages in Croatia that allow you to buy litecoin and other crypto assets for good exchange rates.

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Yuan Pay Group

In January of 2021, Hanfa, a Croatian watchdog group, issued a warning about a facebook page called 'Yuan Pay Group', wherein a Chinese crypto Yuan is advertised to give you big returns for investing.

Of course, the Chinese crypto Yuan does not exist yet (if it ever will), and there is no reason to believe it will not be pegged to the Yuan itself.

The scam also involves fake endorsements from worldwide celebrities such as Richard Branson and Peter Thiel.

If you see any ad - inside or outside of Croatia - involving the sale of a Chiense central bank digital currency or crypto yuan, you should not invest as these are defintely scams.

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If you think mining Bitcoin is a fast track to riches, think again. Mining requires a substantial upfront investment of time, energy, and money. You're not guaranteed a return on your investment, either.

Mining with cheap electricity is your best bet, as your power bill has a significant impact on mining profitability.

Croatia has relatively expensive electricity, coming in at 1.04 Kunas per kWh ($0.15). In comparison, United States citizens pay roughly $0.12 per kWh.

Although Croatia's electricity is cheaper than Western European countries like France and Spain, it's nowhere near as affordable as China, Georiga, or Kuwait, where power is dirt cheap.

Keeping electricity costs low is the key to success when it comes to mining, which means Croatia isn't an optimal location for Bitcoin mining.

Even with Antminer S19 - one of the best pieces of mining hardware on the market - you'd be lucky to see a return on your investment any time soon.

According to our Bitcoin mining profitability calculator, with the S19's hash rate of 95 Th/s and power consumption of 3250 watts, you'd lose nearly $2,500 per year, per miner.

If you want to mine for fun or as a hobby, go for it. But for those that want to acquire Bitcoin as quickly and efficiently as possible, buying directly from an exchange is the best option.

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Does Coinbase work in Croatia?

Citizens of Croatia can convert, buy, and sell cryptocurrencies with fiat. Supported payment methods are:

• Bank Deposit
• PayPal
• 3D Secure Credit Card
• Debit Card
• Credit Card

Where Can I Find a Bitcoin ATM in Croatia?

Croatia offers several ATMs for its citizens to buy Bitcoins with Cash. There are 5 ATMs located in Zagreb with a few others in Rijeka, Pula, and Split.

You can use our Bitcoin ATM finder tool to find one near you.

What is the price of Bitcoin in Croatia?

Bitcoin prices are changing every second.

The best way to find the most up-to-date price of Bitcoin is to check out our Bitcoin price page.

How do I cash out of Bitcoin in Croatia?

Any exchange with a Croatian kuna trading pair will allow you to sell your Bitcoin for fiat currency. Coinbase Pro has HRK trading pairs for many popular coins.

Another way to sell Bitcoins in Croatia is through automated teller machines (ATMs). These ATMs allow users to instantly purchase and sell cryptocurrency using cash, however most of them require at least a phone number, so they aren't totally private. You can locate Bitcoin ATMs in Croatia using our Bitcoin ATM Map.

LocalBitcoins is another option. Here, you can buy and sell Bitcoin for a wide range of payment methods, from gift cards to bank transfers. LocalBitcoins is a peer-to-peer (P2P) exchange, where you buy and sell with another individual. This does introduce a degree of risk, though by ensuring that you conduct all business on the platform, make use of its escrow services, and only trade with users who have a good reputation, you'll minimize any potential problems.

You could also use a service like eGifter to sell your Bitcoin for gift cards.