Buy Bitcoin with iDEAL

We may receive advertising compensation when you click certain products. Before jumping into this page, an important disclosure.

This is a complete guide to Buying Bitcoin with iDEAL.

We will cover all the top exchanges accepting iDEAL as a payment method for Bitcoin and other cryptocurrencies.

So if you want to use iDEAL to buy Bitcoin, this is the page for you!

Quick Info: Popular Exchanges

  • Popular Exchanges
  • coinbase exchange logo
    Coinbase
    • US based crypto & Bitcoin exchange
    • Best way to buy crypto in the US
    • Instantly connect bank account and buy
    BUY NOW at Coinbase's Secure Site
  • eToro exchange logo
    eToro
    • Supports Bitcoin, Ethereum & 15 other coins
    • Start trading fast; high limits
    • Clean & easy trading interface
    BUY NOW at eToro's Secure Site

    This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.

  • bitpanda exchange logo
    Bitpanda
    • Crypto exchange based in Europe
    • Buy bitcoin with card, SEPA, SOFORT
    • Trusted exchange
    BUY NOW at Bitpanda's Secure Site

eToroeToro
Buy Now at eToro's Secure Site

eToro is a trading platform based in the UK. It accepts deposits via iDEAL. It also offers unique features like social trading and supports coins like ethereum, litecoin, Zcash and about 10 more.



Your capital is at risk.

Pros
  • Offers unique copy trading feature
  • Trusted exchange that has been active in traditional finance
  • Interface is clean and easy to use
Cons
  • You cannot deposit cryptocurrency, but you can deposit with other payment methods
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
speed icon
Speed
Average
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High
Buy Now Read Review

BitpandaBitpanda
Buy Now at Bitpanda's Secure Site

Bitpanda is a Bitcoin broker based in Europe.

They have high payment limits and low fees when using iDEAL to make a deposit so its a great choice if you want to use iDEAL as a form of payment.

Pros
  • Some of the lowest fees for buying bitcoins with credit/debit card
  • Reliable and trusted broker
Cons
  • Fees aren't shown openly on the site but instead included in the buying price
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
speed icon
Speed
Fast
fees icon
Fees
Low
reputation icon
Reputation
Trusted
limits icon
Limits
High
Buy Now Read Review

CoinbaseCoinbase
Buy Now at Coinbase's Secure Site

Coinbase is the world's largest bitcoin broker. Citizens of the Netherlands can use iDEAL to buy crypto like Bitcoin and Ethereum as well as other coins on the platform. Coinbase charges a flat 1.49% fee on all transactions. If you want to cash out, though, you will need to use Sepa transfer.

Pros
  • High liquidity and buying limits
  • Easy way for newcomers to get bitcoins
  • "Instant Buy" option available with debit card
Cons
ease icon
Ease of Use
Easy
privacy icon
Privacy
Low
speed icon
Speed
Average
fees icon
Fees
Average
reputation icon
Reputation
Trusted
limits icon
Limits
High
Buy Now Read Review

Buy Now at Bitonic's Secure Site

Bitonic was founded in 2012 and is the most popular Bitcoin service in the Netherlands. Best of all, their brokerage service is a fast and easy way to buy bitcoins via iDEAL. You may also fund your Bitonic BL3P exchange account via iDEAL as well.

Pros
  • First and highly-trusted Bitcoin service in the Netherlands
  • Super fast delivery of bitcoins
  • BL3P exchanges offers a very low 0.25% fee and promises fast deposits and withdrawals
Cons
  • Brokerage fees not publically stated; included in price at checkout
  • Semi-private brokering service; bank account verification required but TOR connections allowed
ease icon
Ease of Use
Easy
privacy icon
Privacy
Average
speed icon
Speed
Fast
fees icon
Fees
Average
reputation icon
Reputation
Trusted
limits icon
Limits
Average
Buy Now

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Buy Bitcoin with iDEAL on Binance


Binance supports deposits of Euros using iDEAL.


Binance deposit using iDEAL

You can deposit anywhere from €5-€5.000, with this limit raised to €50.000 per day if you complete Binance's residential address verification.

There is a €1,30 flat fee, regardless of the transaction size.

Once you've deposited Euros to your fiat wallet following the process outlined above, you're ready to buy. You can then trade Binance's BTC/EUR pair, or use your cash balance to purchase nearly two dozen other digital assets.


Binance buy crypto


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Buy Bitcoin with iDEAL on Bitonic


Since its founding in 2012, Bitonic has become the most popular local exchange in the Netherlands.

In addition to iDEAL payments, Bitonic also supports Bancontact, Giropay, and Mybank.

Buying Bitcoin directly with an iDEAL transfer is very simple. It's the first option when you land on Bitonic's homepage.


screenshot Bitonic homepage

After choosing the amount you wish to buy, you'll be taken to the following page.


Bitonic buy

There are no additional fees, the price you see is the price you will pay.

One of Bitonic's best features is that you can have the Bitcoin you purchase deposited directly to your own wallet, which cuts down the amount of time it spends on risky exchanges.

Note that you will have to verify that this wallet address belongs to you. You can do this by uploading a screenshot from within the wallet client, or by signing a message with your key. This was introduced recently (under protest from Bitonic) after a mandate from the Dutch Central Bank.


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Buy Bitcoin with iDEAL on Luno



luno homepage

Luno allows users in the Netherlands to deposit funds using iDEAL, providing they are with a compatible bank.

There are no fees associated with iDEAL deposits, though you can only transfer €1.000 per day and €5.000 per month.

To buy Bitcoin using an iDEAL transfer on Luno, first navigate to your Wallets section and select your Euro wallet.

Click Deposit, then select Bank transfer with iDEAL. Enter an amount up to €1.000.

You'll be redirected to Checkout.com, Luno's third-party payment provider. From here, you can follow the steps outlined above, logging into your bank to approve the transaction.


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Buy Bitcoin with iDEAL on Coinbase


iDEAL deposits are available for Coinbase users in the Netherlands.


coinbase ideal deposit

To deposit via iDEAL, go to your Coinbase account homepage. Select your Euro wallet, and then click Deposit.

Users with an account at any of the following banks can deposit via iDEAL:

  • ABN AMRO
  • ASN Bank
  • ING
  • Knab
  • Rabobank
  • RegioBank
  • SNS Bank
  • Triodos Bank
  • Van Lanschot

While you can't cash out using an iDEAL transfer, you can use a SEPA payment to withdraw to the same account you used to deposit, or any other linked account.


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Buy Bitcoin with iDEAL on eToro


eToro supports iDEAL deposits for Dutch users. eToro supports the same banks as Coinbase, with the addition of Bunq, Moneyou, and Svenska Handelsbanken.

You can deposit up to US$50,000 equivalent in each iDEAL transaction.


screenshot etoro dashboard

To deposit via iDEAL transfer, select Deposit Funds on the bottom left of your account dashboard.

Choose iDEAL as the payment method, and follow the steps to complete your deposit.

You'll need to login to your online banking and confirm the transaction. Assuming the funds are in your account, the deposit should be confirmed instantly.


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Buy Bitcoin with iDEAL on Bitpanda


Bitpanda supports iDEAL as a payment method for verified Dutch customers.

Limits are comparatively high. Users can deposit up to €10.000 per 24 hours, €300.000 per month, and € 999.999.999 over the lifetime of their account.


screenshot bitpanda homepage

To deposit Euros using iDEAL, click Deposit up the top right of your dashboard and follow the payment flow. You'll then be able to buy Bitcoin or any supported cryptocurrency using your EUR wallet balance.


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What is iDEAL?


iDEAL logo

iDEAL is an online payment method that functions as a direct transfer from your bank to the merchant. The transaction is carried out within your bank's secure environment, meaning your credentials are not shared with anyone else.

Transactions are confirmed or rejected instantly, so you won't be waiting days to know if your payment has gone through.

iDEAL was founded in the Netherlands in 2005 and is hugely popular in that country. iDEAL payments account for more than half of all online transactions in the Netherlands.

Participating banks include ABN AMRO, ASN Bank, bunq, Friesland Bank, Handelsbanken, ING Bank, Knab, Moneyou, Rabobank, RegioBank, SNS, Triodos Bank, Van Lanschot, and De Volksbank.

Revolut users in the Netherlands can also make payments with iDEAL.

As there is no ability to initiate a chargeback, there are sellers who are willing to accept it in return for Bitcoin. As a buyer, though, this is something to keep in mind.

Binance, Bitonic, Luno, and Bitpanda all allow you to fund your account using iDEAL transfers. Let's take a look at each of their offerings.


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How Do iDEAL Transfers Work?


Source: Stripe


The payment flow for iDEAL transactions is as follows:

  1. Select iDEAL as your payment method
  2. Choose your bank from the list of participating institutions
  3. You will be redirected to your bank's login page where you can enter your details
  4. Confirm the transaction amount and enter your transaction authentication number (TAN) code
  5. Your bank authorizes the transaction if enough funds are present in your account
  6. You are redirected back to the merchant's page with confirmation of your purchase

Pretty straightforward, right?

If you're looking to take advantage of iDEAL's simplicity to buy Bitcoin, you've come to the right place.

There are a number of exchanges that support purchasing Bitcoin using iDEAL.