This page lists companies that will let you buy bitcoins with a bank account or bank transfer. Some countries offer specific transfer types, like SEPA transfer or ACH transfer (USA).
All links are external & open in a new tab, except for "Read Review" buttons. Before jumping into this page, an important disclosure.
Coinbase Popular Buy Bitcoin Read Review
Coinbase is the world's largest bitcoin broker. In the United States you can buy bitcoin with a connected bank account via ACH bank transfer. In Europe you can buy with your bank account via SEPA transfer. Purchases made with ACH take 5 days for the coins to be delivered, while SEPA purchases take less than two days. Coinbase charges a flat 1.49% fee on all transactions. Americans may add a Visa or Mastercard credit card to as a backup to unlock instant payments via bank transfer.
- High liquidity and buying limits
- Easy way for new users to buy bitcoins
- Instant buy available with credit card or debit card
- Purchases made with bank transfer can take up to 5 days to complete
BitPanda Popular Buy Bitcoin Read Review
BitPanda accepts bank account payments via SEPA, SOFORT, and Online Bank Transfer.
- Some of the lowest fees for buying bitcoins with credit/debit card
- Fees are not displayed publically on website but instead included in buy price
Coinbase Exchange Popular Buy Bitcoin Read Review
US customers can fund their Coinbase Exchange trading accounts via ACH or bank wire. Residents of Europe and the UK can fund with SEPA transfer.
- Some of the lowest fees available for US and EU customers
- User interface is confusing for first time buyers
Gemini Buy Bitcoin
US customers can purchase bitcoins on Gemini by funding their account with ACH transfer.
Bittylicious Buy Bitcoin
UK residents can purchase bitcoins within 15 minutes via online bank transfer.
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Coinfloor Popular Buy Bitcoin
UK residents can fund their Coinfloor exchange account with SEPA or online bank transfer, while EU residents can use SEPA. Note that there is a minimum deposit amount of 1,000 currency units (i.e. 1,000 euros or 1,000 pounds).
- Trustworthy and regulated exchange
- High minimum deposit amount; must deposit at least 1,000 units of currency
Coinfinity Buy Bitcoin
Residents in Austria can buy bitcoins with a bank account online using SOFORT transfer.
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Paymium Buy Bitcoin
Paymium is a Bitcoin exchange based in France; anyone in the country can get bitcoins with a bank transfer using Paymium.
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Bity Buy Bitcoin
Bity is a Bitcoin broker that makes it possible for all Europeans to purchase bitcoins with SEPA. At first, only verification using a phone number is required.
Safello Buy Bitcoin
Bitstamp Buy Bitcoin
Bitstamp is one of the world's largest Bitcoin exchanges. It makes it easy for Europeans to purchase large amounts of bitcoins fast with SEPA bank transfer. Almost anyone in the world can use their bank account to send a wire transfer to Bitstamp, although fees may apply.
Kraken Popular Buy Bitcoin
Kraken is the world's largest euro-denominated Bitcoin exchange based on daily average trading volume. It supports bank transfer deposits from US, European, Canadian, British, and Japanese customers. Deposits can be made via international bank transfer, SEPA transfer, and Interac.
- High liquidity for large volume buyers in European markets
- User-interface makes it difficult for first time buyers
CEX.io Buy Bitcoin Read Review
CEX.io allows for purchases of bitcoins using ACH in the USA and with SEPA transfer in EU countries.
- Support for many countries and has decent fees
- Verification process is extensive; requires tons of information and takes a long time
CoinCorner Buy Bitcoin
CoinCorner is a Bitcoin exchange based in the Isle of Man. Users in the UK and Europe can purchase bitcoins with SEPA, credit/debit card, or GBP bank transfer.
Snapcard Buy Bitcoin
Snapcard lets you buy bitcoin with a connected bank account via ACH transfer. Snapcard charges a flat 0.5% fee on all purchases.
Cubits Buy Bitcoin
Cubits accepts SWIFT transfers, and other local bank transfer methods like SOFORT and Online Bank Transfer.
Bitfinex Buy Bitcoin
Bitfinex allows customers to deposit large amounts of funds using SWIFT.
- One of the best ways to buy large amounts of bitcoins
- Was recently hacked and has yet to figure out how leaving all of its users' funds at risk
Xapo Buy Bitcoin
Xapo accepts account deposits via international wire transfer.
HappyCoins Buy Bitcoin
HappyCoins offers many bank-related instant payment methods such as iDEAL, GiroPay, myBank, Sofort, and SEPA.
